Interest Free Credit


PORTFOLIO of Fine Diamonds at Michael Jones Jeweller, in conjunction with V12 Retail Finance, is pleased to offer our UK clients the opportunity to pay by finance.

We offer three products, all of which are Interest Free 0% APR Representative:

  • 12 months Interest Free Credit** - with 20% deposit paid now.
  • 18 months Interest Free Credit** - with 30% deposit paid now.
  • 24 months Interest Free Credit** - with 40% deposit paid now.


Is there a minimum spend?   The minimum spend to be able to make application for credit is £500 retail.


Interest free Credit is available to our United Kingdom clients, on all of our PORTFOLIO of Fine Diamonds pieces under £10,000.  

Apply for credit in-store or online.  See our Pre-Check Criteria for further information.


Credit subject to status, terms and conditions apply.

** Available for purchases under £10,000.

Example Based on (24 months interest free credit):
Cash price of goods £1,000
Total amount of credit £600
Deposit £400
24 monthly payments of £25
Total amount payable £1000
Interest rate 0% fixed 
0%APR representative